Resource Category

Wealth Planning Guides

Wealth building is a long-term endeavor that requires preparation, knowledge, and strategic thinking. The Rockwood wealth planning tools help you assess your readiness for investment, build a diversified asset strategy, and create a timeline for achieving financial independence. These guides bridge the gap between financial stability and genuine wealth creation.

Available Tools (7)

Browse all tools in this category. Each tool is designed to help you implement a specific aspect of the Rockwood Method.

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Investment Readiness Checklist

Before you invest a single dollar, ensure your foundation is solid. This checklist evaluates your emergency reserves, debt situation, income stability, and knowledge level to determine if you are truly ready to begin investing — and what to address first if you are not.

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Asset Building Framework

A structured approach to building assets across multiple categories: liquid savings, retirement accounts, taxable investments, real estate, and alternative assets. Includes allocation guidelines based on your stage in the Rockwood Method and your personal risk tolerance.

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Financial Independence Calculator

Calculate your personal financial independence number — the amount of invested assets needed to sustain your desired lifestyle without employment income. Includes variables for inflation, withdrawal rates, and lifestyle adjustments.

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Retirement Readiness Assessment

Evaluate your current retirement trajectory with this comprehensive assessment. Covers current savings, contribution rates, expected Social Security benefits, and projected gaps. Provides actionable recommendations for closing any shortfall.

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Tax Optimization Checklist

A comprehensive checklist of tax-advantaged strategies: maximizing 401(k)/IRA contributions, HSA utilization, tax-loss harvesting, charitable giving deductions, and more. Identify which strategies apply to your situation and estimate potential annual savings.

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Real Estate Readiness Assessment

Evaluate whether you're financially prepared for homeownership or real estate investment. Covers down payment readiness, debt-to-income ratio, credit score benchmarks, ongoing cost projections, and a personalized readiness score.

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Portfolio Allocation Worksheet

Determine your target asset allocation based on age, risk tolerance, time horizon, and existing accounts. This guided worksheet helps you build a diversified portfolio strategy that pairs naturally with the Investment Readiness Checklist.

Ready to put these tools to work?

Start with the Financial Clarity Steps to apply these tools to your own financial situation.